ONE APPLICATION · 75 LENDERS
PRODUCTS · 9 categories
REAL OFFERS · in 24hr
FUNDED · in 48hr
STARTUP CAPITAL · 75 LENDERS

Startup capital.
Revenue required.
Founders welcome.

Startup capital, seed funding, and company funding for founders. Underwritten on founder profile, business plan, and projections — not just revenue. Compare offers from 75 lenders.

75
Lender network
competing in parallel
9
Product categories
one application
24hr
To real offers
side-by-side terms
48hr
To funding
from acceptance
Application · step 01 of 06
Funding amount · required

How much do you need?

USD
No effect on credit score2 min to complete256-bit TLS
FUNDING VELOCITY · 30D141%
▸ DEALS WE ROUTE
$240K Auto Repair · Phoenix, AZ Term Loan$85K Boutique Fitness · Austin, TX Line of Credit$1.2M Specialty Foods · Brooklyn, NY SBA 7(a)$45K Mobile Detailing · Miami, FL Revenue-Based$320K Dental Practice · Denver, CO Equipment$165K Boutique Hotel · Charleston, SC Term Loan$72K Food Truck · Portland, OR Startup Capital$2.1M Manufacturing · Cleveland, OH SBA 504$95K Coffee Roaster · Seattle, WA Line of Credit$420K Veterinary Clinic · Nashville, TN Term Loan$240K Auto Repair · Phoenix, AZ Term Loan$85K Boutique Fitness · Austin, TX Line of Credit$1.2M Specialty Foods · Brooklyn, NY SBA 7(a)$45K Mobile Detailing · Miami, FL Revenue-Based$320K Dental Practice · Denver, CO Equipment$165K Boutique Hotel · Charleston, SC Term Loan$72K Food Truck · Portland, OR Startup Capital$2.1M Manufacturing · Cleveland, OH SBA 504$95K Coffee Roaster · Seattle, WA Line of Credit$420K Veterinary Clinic · Nashville, TN Term Loan
01 · QUALIFICATION ESTIMATOR

How much can you qualify for?

Soft estimate based on your business profile. Real offers from our 75-lender network may exceed this. No credit pull.
$ Monthly revenue$40K per month
$0$100K$200K$300K$400K$500K+
▸ Time in business1–2yr
▸ Credit score680 · good
500580660720780850
EST · MAX QUALIFICATION · LIVE
USD$80,000
Soft estimate · 75 lenders may bid higher

// Breakdown by product

Startup capital
$32K
Equipment
$68K
Line of credit
$44K
Revenue-based
$32K
Soft estimate. Real offers require a full application.
02 · OPERATING PROCEDURE

From application
to wire in four steps.

No paperwork upfront. No calls from twenty different lenders. We route your file once and consolidate the responses.
step 01~2 MIN

Tell us your situation.

Six questions. No documents required to start. No effect on your credit score.

step 02~4 HR

We route your file.

Your application is broadcast to the 8–12 lenders most likely to fund your specific profile.

step 0324-48 HR

Compare real offers.

Live terms surface in your dashboard. Sort by APR, term, payment. No teaser rates.

step 0424-48 HRS

Sign & fund.

One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.

03 · CAPITAL PRODUCTS

Nine products.
One application.

We route your file across every applicable product type — and let the lenders compete for your business.
04 · BENCHMARK

How we stack
against the field.

If you've been to a bank or a marketplace, you already know the answer to most of these. We just put them in one table.
METRIC
EQ FUNDING
TRADITIONAL BANK
ONLINE MARKETPLACE
Time to first offer
24 hours
2–6 weeks
48–72 hours
Credit inquiry
Soft
Hard
Hard
Lenders compared
75+
1
8–15
Industries declined
None
Many
Some
Speed to fund
24-48 hours
30-90 days
5-14 days
05 · FREQUENTLY ASKED

5 questions
most operators ask.

Plus a few that nobody asks but probably should. Click any question to expand.

Yes. Several lenders in our network underwrite startup capital based on founder credit (700+), business plan, and projections. Pre-revenue founders typically qualify for $25K–$150K of startup financing.

Seed funding traditionally means equity from investors (you give up ownership). Startup capital from EQ Funding is debt-based — you keep 100% equity and pay back over time. No board seats, no dilution.

Most startup capital programs require 680+ personal FICO since they underwrite on personal credit rather than business history. Below 680 you can still qualify via revenue-based or equipment financing once you have 3–6 months of revenue.

$10K–$250K is typical for pre-revenue startups. Established but young companies (6–18 months) can qualify for $250K–$750K. Startup capital scales with revenue trajectory and founder profile.

24–72 hours for SBA microloans and personal-guarantee facilities. Equity-style seed funding takes weeks. Our network specializes in fast-funding debt products that preserve your ownership.

READY · APPLICATION OPEN

Apply once.
Get funded.

Six questions. Two minutes. No effect on your credit score. Real offers from 75 lenders within 24 hours.

No documents to start
No effect on credit score
2 minutes total
First offers in 24hr