Compare equipment financing and equipment loan offers from 75 lenders. Capital secured by the asset itself. Section 179 friendly. Real offers in 24 hours.
Six questions. No documents required to start. No effect on your credit score.
Your application is broadcast to the 8–12 lenders most likely to fund your specific profile.
Live terms surface in your dashboard. Sort by APR, term, payment. No teaser rates.
One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.
Fixed-rate capital with predictable monthly terms, 2 to 10 years.
Government-backed rates and the longest amortizations on the market.
Revolving capital, drawn on demand. Only pay for what you use.
Funding tied to receivables. No collateral, no fixed term.
Capital secured by the asset itself. Section 179 friendly.
Convert outstanding receivables into same-day working capital.
Founder-friendly financing built around projections, not just revenue.
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Equipment financing typically structures as a lease-to-own or loan secured by the equipment itself. Equipment loans are term loans where the equipment is collateral. Both can be Section 179 deductible — your CPA can advise which fits.
Yes. Most equipment financing lenders fund used equipment up to 10–15 years old, depending on type and condition. Construction, trucking, and medical equipment have specialized lenders for older units.
Equipment financing has flexible credit requirements because the asset itself collateralizes the loan. 580+ FICO qualifies for most equipment loans. 650+ unlocks the best rates and 100% financing including soft costs.
Yes. Equipment financed or leased typically qualifies for Section 179 deduction in the year placed in service — even though you only paid a portion. Talk to your CPA about the current deduction limit.
Yes, including soft costs (delivery, installation, taxes) — common for borrowers with 650+ FICO. Lower credit may require 10–20% down. Our network includes lenders for both scenarios.
Six questions. Two minutes. No effect on your credit score. Real offers from 75 lenders within 24 hours.