Compare auto finance offers from 75 lenders before you walk into the dealership. Best auto finance rates, auto refinance, and commercial fleet financing — all in one application. No effect on your credit score.
Six questions. No documents required to start. No effect on your credit score.
Your application is broadcast to the 8–12 lenders most likely to fund your specific profile.
Live terms surface in your dashboard. Sort by APR, term, payment. No teaser rates.
One signature. Funds wire direct from the lender. Median: under 2 days end-to-end.
Fixed-rate capital with predictable monthly terms, 2 to 10 years.
Government-backed rates and the longest amortizations on the market.
Revolving capital, drawn on demand. Only pay for what you use.
Funding tied to receivables. No collateral, no fixed term.
Capital secured by the asset itself. Section 179 friendly.
Convert outstanding receivables into same-day working capital.
Founder-friendly financing built around projections, not just revenue.
Tap your home equity. Best HELOC and home equity loan rates from 75 lenders.
Best auto finance rates. Compare 75 lenders before you walk into the dealership.
Get pre-approved before visiting the dealership. Pre-approval gives you a benchmark rate to negotiate against and prevents dealer markup. Our 75-lender network shows the best auto finance rates available for your profile in 24 hours.
Yes — auto loan refinance is one of the easiest ways to lower your monthly payment. If your credit has improved or rates have dropped since you bought, refinancing often saves $50–$200/month. Compare offers from 75 lenders in one application.
720+ FICO unlocks tier-1 auto finance rates. 660–719 qualifies for competitive rates. Below 660 you'll still qualify but rates run higher — we route to subprime-friendly lenders so you see the real best rate available to you.
Yes — pre-approval gives you a ceiling rate to compare against the dealer's offer. Dealers mark up financing as profit, so a pre-approval from EQ Funding's network often saves $1,000–$5,000 over the life of the loan.
Fleet financing covers business vehicles — single trucks, vans, or fleets of 5–100+. Different from consumer auto loans, it underwrites on business cash flow and may qualify for Section 179. Our network includes specialized fleet lenders.
Six questions. Two minutes. No effect on your credit score. Real offers from 75 lenders within 24 hours.